| CREDIT UNION SAVING AND BORROWING RATES |
|
| Savings Rates (as of 12-2009) | APR | Annual Yield |
| Vacation Account** |
|
|
| Christmas Club** |
1.20% |
1.21% |
|
Regular Share Savings Account**
|
|
|
| Balance of $2500.00 - $7499.99 |
.20% |
.20% |
| Balance of $7500.00 and over |
.30% |
.30% |
| *Dividends computed daily and paid monthly. |
| **Dividends computed daily and paid quarterly. |
| Share Certificate Account (CD's) |
| 3 month certificate |
.15% |
|
| 6 month certificate |
.25% |
|
| 9 month certificate |
.50% |
|
| 12 month certificate |
.70% |
|
| 18 month certificate |
.85% |
|
| 24 month certificate |
.95% |
|
| 48 month certificate |
1.35% |
|
| *Quarterly dividend posting based on actual days in quarter. Minimum deposit of $250.00. Current rates are subject to change without notice. |
| Loan Rates |
| New Auto 08-10 | APR | Used Auto 03-07 | APR |
|
|
| 30 month |
3.50% |
12-24 month |
6.50% |
|
|
| 31-36 month |
3.75% |
36-48 month |
7.25% |
Motorcycle- see auto rates |
|
| 37-48 month |
4.00% |
60 month |
7.75% |
|
|
| 49-72 month |
4.50% |
|
|
|
|
|
|
| Signature Loan | APR | Promotional Loan | APR | Shared Secured | APR |
| $5000-$9000 |
14.75% |
$0-$2500.00 |
10.50% |
2% over account APR Rate |
|
|
$2500.00-5000.00 |
12.75% |
|
|
| Secured Personal Property >>>>> 8.00% (Boats, Rvs, Trailers, Tractors) |
|
| *ALL RATES ARE FIXED AND BASED ON PAST CREDIT HISTORY |
